How Much Does It Cost to Build an In-Ground Swimming Pool?
An in-ground pool can offer homeowners countless hours of outdoor enjoyment during the summer season. The typical cost of an in-ground pool varies between $40,000 and $80,500, with a nationwide average of approximately $60,000.
- The typical cost range for installing an in-ground pool falls between $40,000 and $80,500, with the national average coming in at approximately $60,000.
- Factors influencing the cost of in-ground pool installation encompass variables like pool dimensions, shape, materials, design preferences, labor expenses, geographical location, necessary permits, site preparation, and excavation.
- The installation of an in-ground pool offers a range of benefits, including opportunities for relaxation and recreation, an increase in home value, potential tax deductions, and improved aesthetics.

- Given its intricate and labor-intensive nature, it is generally advisable to entrust the installation of an in-ground pool to a professional with the requisite expertise and equipment for a successful project.
An in-ground pool represents the ultimate backyard enhancement, but how much should you budget for one? On average, in-ground pool costs typically range from $40,000 to $80,500, with a national average of around $60,000. These costs can vary depending on the choice of pool material, which commonly includes three options: concrete, vinyl, and fiberglass. It’s important to note that there are significant variations in long-term expenses associated with each material.
Many times, comprehensive pool packages encompass essential components like electrical systems, plumbing, pumps, a deck, and a basic safety fence. However, some packages may only cover the pool shell and delivery. Beyond this, several other factors influence the overall cost of an in-ground pool, including its shape, size, location, landscaping, customized features, lighting, water enhancements, deck materials, heating systems, and fencing.
Additionally, it’s crucial to factor in extra expenses for permits, property taxes, and ongoing pool maintenance when calculating the total cost of installing and maintaining your in-ground pool.
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Factors in Calculating Inground Pool Cost
The cost of installing an inground pool typically falls within the range of $40,000 to $80,500, with a national average coming in at approximately $60,000. For an average-sized pool measuring approximately 14 by 28 feet and with a depth of around 6.5 feet, homeowners generally allocate between $60 to $140 per square foot for the project. However, if the desire is to include a pool house, the cost can escalate to $350 or even higher per square foot. Depth plays a role in pricing as well, with deeper pool designs necessitating more materials and resulting in a cost closer to $135 per square foot.
Standard quotes for basic pool projects usually encompass aspects such as delivery, installation, standard pool filtration, maintenance and cleaning equipment, the initial water fill, and at least some pool decking. It’s worth noting that pool builders often structure their swimming pool packages differently, so homeowners should be mindful of these variations when planning their pool project.
Pool Size and Shape
While the average cost of an inground pool hovers around $60,000, this price can fluctuate based on the pool’s size. Larger pools, typically measuring approximately 18 by 36 feet and often featuring deep ends ranging from 9 to 12 feet, tend to cost around $57,000. On the other hand, smaller varieties like plunge pools, spools, cocktail pools, and similar options come with price tags starting at $18,000 and extending to $25,500 or more. These compact pools are typically around 10 feet wide by 10 feet long or 12 feet by 24 feet, with depths ranging from 5.5 to 7 feet. They serve as ideal spots for cooling off and lounging, but some can also be equipped with jets to facilitate lap swimming.
Regardless of the pool’s shape, it’s a good rule of thumb to budget approximately $100 to $180 per square foot for the pool’s design and construction. Among the most favored shapes for inground pools are:
- Rectangular
- Freeform (with curved or radius edges)
- Classic (such as Roman or Greek-inspired designs)
- Kidney-shaped
- Circular/Oval
- L-shaped
Pool Size | Average Cost |
10 feet by 10 feet | $18,000 |
12 feet by 24 feet | $25,500 |
14 feet by 28 feet | $34,500 |
15 feet by 30 feet | $40,000 |
16 feet by 32 feet | $45,000 |
18 feet by 36 feet | $57,000 |
20 feet by 40 feet | $70,500 |
Pool Material Options
Inground pools come in three primary materials: vinyl, fiberglass, and concrete, each with its unique advantages and drawbacks.
- Fiberglass pools are renowned for their low maintenance requirements, durability, and compatibility with saltwater systems. They boast the lowest total cost of ownership due to their off-site construction and minimal chemical usage. However, one limitation is that the pool shapes cannot be customized. Typically, fiberglass pools fall within the price range of $20,500 to $60,500.
- Concrete pools offer full customization options and are constructed with durable materials.

Nevertheless, they demand the highest maintenance efforts and chemical upkeep. Additionally, they are not compatible with saltwater systems. Homeowners can anticipate an investment ranging from $35,500 to $65,500 for a concrete pool.
- Vinyl liner pools provide a middle ground in terms of customization, usually costing the least to install, typically between $20,500 and $40,500. However, it’s important to note that the vinyl liner must be replaced every 5 to 9 years. Moreover, over time, vinyl liners can develop tears and become brittle.
Pool Styles
hile many envision a traditional rectangular pool with stair entry when thinking of a swimming pool, there exists a wide array of styles and shapes to explore. For instance, a lagoon-style pool often boasts an organic, free-flowing shape and may incorporate captivating features like waterfalls. This particular style tends to come with a price tag of approximately $100,000. Homeowners seeking a pool for exercise and practicing their backstroke might gravitate toward a lap pool, which is characterized by its elongated and narrow design, with an average cost of around $44,000. Below, you’ll find some popular pool styles along with their typical prices.
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Pool Style | Average Cost |
Spool pool | $22,650 |
Lap pool | $44,000 |
Inground pool with a hot tub | $44,000 to $90,000 |
Beach entry pool | $55,000 |
Infinity pool | $55,000 to $130,000 |
Lagoon-style pool | $100,000 and above |
Labor Costs for Inground Pool Construction
Wondering about the expenses involved in building an inground pool? On average, homeowners can anticipate labor costs of approximately $19,000, which typically accounts for around 33 percent of the total installation cost. It’s worth noting that labor expenses can vary based on the type of pool material chosen. For instance, concrete pools generally require more time for installation compared to fiberglass pools. Additionally, the geographical location plays a significant role in labor costs, with regions having a higher cost of living often incurring higher labor charges.
In cases where extensive excavation is necessary, such as the removal of large trees or root systems, labor costs can significantly increase. Swimming pool contractors typically charge an average rate of around $55 per hour for their services. Homeowners looking to gauge local pool construction costs can simply search for “inground pool builder near me” to obtain a rough estimate tailored to their area.
Geographic Location
The geographical location plays a significant role in determining the expenses associated with inground pool installation, influenced by various factors. Generally, homeowners in northern states should expect to allocate approximately 20 percent more funds compared to those residing in states like Texas, Arizona, or Florida. In these warmer regions, the cost of concrete pools can be on par with that of fiberglass pools. Moreover, constructing an inground pool in a high-cost urban area typically incurs higher expenses compared to rural locations.
However, it’s essential to be aware that costs may escalate if the property where the pool is being constructed is situated more than 50 miles away from the pool company’s office.

In such instances, transportation fees of $50 each way for every visit may be added to the overall project cost.
Permits for Inground Pools
The cost of installing an inground pool encompasses more than just excavation and filling. In most cities, obtaining a building permit is a requisite step when installing an inground pool. This serves as an essential measure to ensure that the construction adheres to safety and professional standards. Additionally, a separate electrical permit may be necessary for the project. Generally, building permits typically carry a price range of approximately $450 to $1,800 per permit.
Pool contractors and electricians typically take care of securing the required permits for their work sites, although homeowners also have the option to handle this responsibility. Following the completion of the project, an inspector will conduct an assessment to verify that it complies with local building codes.
Site Preparation and Excavation Process
After obtaining the necessary permits, the next crucial step is preparing the site for the pool installation. This entails excavating the land and conducting rough grading work to accommodate the pool, patio, and designated planting areas. The costs associated with landscaping and excavation can fluctuate significantly, contingent on the specific property and the type of pool being installed.
For instance, certain pool types, such as lap pools, may incur higher expenses due to their notably elongated dimensions compared to the standard pool. Moreover, costs may increase if there is a need to relocate underground plumbing or if features like patios or trees require removal to make way for the pool installation.
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Additional Expenses and Considerations for Inground Pools
When planning for the cost of an inground pool, it’s essential to account for various additional factors and considerations. Excavation expenses can range from $1,500 to $5,000, and if you encounter rocky terrain, you may need to allocate an extra $1,200 or more. Difficult-to-access areas can potentially add $10,000 or more to the overall project cost and may impact the project timeline.
For homeowners situated in remote locations, there may be added expenses related to the travel distance for the construction crew, which can amount to an extra $100 or more. In the case of fiberglass pools, the need for a crane may arise if backyard access is limited. Furthermore, supplementary costs may include landscaping, accessibility modifications, fencing, considerations for weather conditions, installation of filters, pumps, heating systems, lighting, electrical work, deck construction, property taxes, and ongoing annual maintenance.
Landscaping Considerations
Landscaping holds a significant role in the overall pricing of a pool project, typically ranging from $3,000 to $5,000 on average. The cost translates to approximately $4 to $12 per square foot and encompasses the addition of shrubs, plants, and trees. Incorporating landscaping rocks into the design usually amounts to around $700. When it comes to landscaping around inground pools, three prevalent styles include modern, tropical, and desert themes.
In scenarios where a level yard is required, the installation of a retaining wall comes into play, with an estimated cost of about $5,000. However, for homeowners dealing with a sloping yard, it’s advisable to seek local pool contractors to obtain accurate pricing. Reshaping the lawn comes at an expense ranging from $1,850, and the excavated dirt can be repurposed to level the yard, potentially saving more than $1,000 on removal fees. Should any grass be removed or damaged during the pool installation, resodding typically comes in at a rate of approximately $0.90 to $1.80 per square foot.
Impact of Weather on Pool Installation
The installation timeline for a pool can fluctuate based on factors such as pool size, the size of the installation crew, and prevailing weather conditions. Fiberglass pools, known for their ease of installation, offer the flexibility to be installed year-round. In contrast, both vinyl and concrete pools require ideal weather conditions for successful installation.
Vinyl pool installations should not take place on extremely hot or cold days to prevent potential issues like material expansion, contraction, or cracking. On the other hand, concrete pools have a curing period of at least 28 days and cannot be poured in freezing temperatures to prevent the risk of cracking.

Therefore, considering weather conditions is crucial when planning the installation of vinyl or concrete pools.
Filters, Pumps, and Heating Systems
The electrical work component typically amounts to an expenditure of approximately $2,250. In regions with colder climates, homeowners may need to factor in pool heater costs within their overall budget. The cost of a pool pump typically falls in the range of $700 to $1,500. When it comes to pool heater installation, the expense can vary from $1,500 to $4,000.
The ongoing operating costs for a pool heater, which depend on factors like location, usage, and the season, typically span from $100 to $600 per month.
Pool Deck Installation
The expense for pool deck installation can vary significantly, ranging from an additional $3,000 to $12,000, contingent upon factors such as the pool’s dimensions and the chosen decking materials. The final cost hinges on considerations such as the number of sides the deck is constructed on, its width, and the selected decking materials.
Material options encompass natural wood, engineered wood, or composite wood, each coming with its own price tag and durability considerations. Opting for an intricate design or premium materials can lead to an overall increase in the project cost.
Saltwater System Installation
Saltwater pools have been gaining popularity due to their avoidance of traditional chlorine, known for its potential skin and eye irritation. While the initial installation of a saltwater system typically adds an extra $1,000 to $2,500 to the project cost, the long-term maintenance expenses for saltwater pools tend to be more budget-friendly compared to traditional chlorine pools.
To put it in perspective, annual expenses for chlorine pools can range from $300 to $800, whereas the combined costs of chemicals and salt for maintaining a saltwater pool typically amount to approximately $100 per year. Nevertheless, individuals who opt for a saltwater pool should be mindful that the salt cell, a vital component, will need replacement every 3 to 5 years, incurring costs ranging from $200 to $700.
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Additional Features for Your Pool
To enhance the ambiance of your pool and create a more relaxing atmosphere, you have the option to include features like waterfalls, fountains, and lighting. These additions can range in cost from $200 to $20,000 or even higher. For those seeking the luxury of a hot tub, adding one to your pool can typically incur an additional expense of $5,000 to $8,000.
If the project involves excavating an extra area to accommodate a built-in hot tub, the cost may be in the range of $15,000 to $20,000. The installation of waterfalls typically falls within the price range of $1,500 to $5,000, with more elaborate designs potentially reaching up to $30,000.
When considering the addition of a slide, the installation cost varies between $1,500 and $20,000, contingent upon the design and any supplementary features like water jets. Diving board installation averages from $300 to $5,000, with the final cost influenced by the type of diving board selected, and it may also need to adhere to local code requirements.
Feature | Cost |
Lights | $200 (per light) |
Diving board | $300 to $5,000 |
Slide | $1,500 to $20,000 |
Heater | $500 to $7,500 |
Waterfall | $1,500 to $5,000 |
Saltwater system | $2,000 |
Hot tub | $5,000 to $8,000 |
Fences and Pool Enclosures
When it comes to pool safety, installing a fence is a wise investment. Pool fence installation typically ranges from $13 to $50 per linear foot, with total costs falling between $1,500 and $10,000. If you need gates, each one can add an extra $200 to $350 to the overall expense. For removable fences, you can expect to pay between $100 and $500 per panel, which includes locks and latches. Additionally, pool covers, including installation, generally cost between $600 and $2,200, with high-end automatic and security options ranging from $1,000 to $15,000. The use of childproof locks and latches is strongly recommended for safety.
For those looking to extend the swimming season and maintain a cleaner pool, pool enclosures offer a solution, with costs ranging from $5,000 to $15,000.

These enclosures can be constructed from various materials like mesh, glass, plastic, and vinyl. They provide benefits such as heat retention, prolonged cleanliness of the water, UV protection, and reduced pool maintenance costs by preventing debris and dirt from entering the pool.
Property Taxes
Adding features like an inground pool to your property can lead to an increase in property taxes. The extent of this tax increase is contingent on the specific tax laws of your state. Notably, if a swimming pool is installed for medical purposes, it could potentially boost a homeowner’s tax deductions by $12,000 or even more. However, it’s important to note that the actual savings will be influenced by the homeowner’s tax bracket.
Annual Pool Maintenance
While it may not be as thrilling as luxurious upgrades or landscaping, maintenance stands as a crucial aspect of the overall cost of owning an inground pool. Typically, the expense for maintaining an inground pool ranges from $100 to $200 per month. Maintenance can be a labor-intensive and messy task, prompting many pool owners to opt for the services of reputable pool cleaning professionals.
These pool maintenance experts also provide services for winterizing and reopening the pool, typically priced between $300 to $500. Basic annual maintenance, which includes routine upkeep, generally amounts to an additional $3,000 to $5,000. In certain situations, such as when a home is being sold, it may be necessary to have a professional inspect the pool for potential damage or safety concerns, with pool inspections typically costing around $125 to $250.
Inground Pool Cost Based on Pool Type
The material used in constructing an inground pool exerts a substantial impact on the overall cost. The three primary materials employed for inground pools are concrete, fiberglass, and vinyl. It is prudent for homeowners to evaluate not only the initial installation costs for each material but also the long-term maintenance expenses. Here are three of the most prevalent inground pool types, along with their associated costs.
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Pool Type | Installation Cost | 10-Year Maintenance Cost |
Concrete | $35,000 to $65,000 | $27,000 to $40,000 |
Fiberglass | $20,000 to $60,000 | $5,000 to $15,000 |
Vinyl | $20,000 to $40,000 | $11,000 to $17,000 |
Concrete Inground Pools
The initial cost of installing a concrete inground pool typically falls within the range of $35,000 to $65,000. However, over the course of 10 years, homeowners can anticipate additional expenditures amounting to approximately $27,000 to $40,000. Routine maintenance for concrete pools includes tasks like acid washing and replastering.
Given that concrete pools are often larger in size, they demand more electricity and chemical treatments to maintain water cleanliness and swimability. Pool professionals employ either gunite or shotcrete for constructing concrete pools, with the primary distinction being the water ratio and application method. It’s worth noting that concrete pools require an acid wash every 3 to 5 years. While concrete is renowned for its durability, the potential for mold and algae growth exists if proper maintenance is neglected. Additionally, due to the gradual stripping of the finish during acid washes, there comes a point when the pool shell necessitates replastering.
Fiberglass Inground Pools
The expense of a fiberglass inground pool typically ranges from $20,000 to $40,000, encompassing costs for delivery, installation, and a basic deck. Over a span of 10 years, the average maintenance expenditure falls within the range of $5,000 to $15,000.
Fiberglass pools are constructed using preformed shells that are placed into a level hole to match the desired shape. These shells typically measure no more than 16 feet in width. With this type of pool, there are no specific treatments or requirements necessary to maintain the shell’s integrity. Occasionally, a fiberglass pool may require resurfacing, with pool resurfacing typically averaging around $6,500 in cost.

Vinyl-Lined Inground Pools
The installation cost for an inground vinyl pool typically falls in the range of $20,000 to $40,000. Over a span of 10 years, the average maintenance expenses typically amount to approximately $11,000 to $17,000.
Vinyl pools offer versatility and come in a wide array of shapes and custom designs. They are known for being non abrasive and easy to clean, with many owners handling the cleaning themselves. However, it’s important to note that vinyl liners can tear and become brittle over time, necessitating replacement approximately every 10 years. While algae is not prone to grow on the vinyl surface, it can develop underneath the liner, a issue that can be addressed during the liner replacement process. Pool liner replacement typically incurs costs ranging from $1,000 to $5,000.
Advantages of Inground Pool Installation
Few elements of a home can provide as much enjoyment and thrill as an inground swimming pool. A pool has the power to swiftly turn a mundane backyard into a radiant oasis where the entire family can relish. The installation of a pool yields several benefits, including enhanced opportunities for relaxation and exercise, an increase in the property’s value, potential tax deductions, and an enhancement of the home’s overall aesthetics. Here are some advantages for homeowners to contemplate before deciding to install a pool.
Recreation, Relaxation, and Fitness
Swimming pools offer an ideal avenue for the entire family to engage in more physical activity. The no-impact nature of swimming makes it especially advantageous for individuals with joint concerns. Both adults and children derive pleasure from the relaxation and recreational opportunities that pools provide, fostering an environment for spontaneity and flexibility right at home.
Enhanced Property Value
The pricing of swimming pools is often influenced by real estate market dynamics. In certain locations with elevated real estate values, pools may come with a heftier price tag. Inground pools have the potential to boost property value, particularly in warmer regions or neighborhoods where pools are commonplace.
According to the National Association of Realtors, swimming pools can contribute to an 8 percent increase in a home’s value. However, it’s worth noting that the reception of a pool varies among potential buyers; while some may view it as a desirable feature, others may see it as an added responsibility. One certainty is that a poorly maintained pool can have a detrimental impact on a home’s overall value.
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Tax Benefits
In cases where a swimming pool is installed for medical purposes, there is the potential to raise tax deductions by as much as $12,000 or more. This could result in tax savings of $3,000 or more, depending on the individual’s tax bracket. In such instances, both the installation cost and operational expenses can be eligible for deduction, even though the pool is technically considered an improvement to the home.
Enhancing Aesthetics
Incorporating inlay tiles into the steps and seats of a fiberglass pool is an excellent means of infusing character and achieving a bespoke look for the pool. Beyond their aesthetic value, these inlay tiles also fulfill a functional role by accentuating the various entry and exit points of the pool. Moreover, even though water features are not directly related to the pool’s surface, they impart a sense of custom refinement and enduring elegance to the overall swimming pool design.
Inground Pool Installation: DIY vs. Professional Services
Adding an inground pool to your home can be a fantastic enhancement. To manage costs effectively and avoid unexpected expenses, careful budgeting is essential. When it comes to installing an inground pool, it is highly advisable for homeowners to enlist the services of a professional.
The majority of homeowners lack the expertise and necessary equipment required for building an inground pool. Attempting a DIY installation can result in costly errors that may necessitate professional repairs or even a complete replacement. To initiate the process, homeowners can consult with a professional and search for “pools for sale near me” to obtain accurate estimates and pricing.
One notable advantage of hiring a professional is the provision of a comprehensive warranty. This means that if any construction errors occur or if issues arise with the pool from the outset, the builder assumes responsibility for rectifying them.
Each pool installation is unique, and some properties may require a retaining wall before a pool can be installed—a detail DIY enthusiasts may overlook until it’s too late. There’s also the risk of encountering groundwater or rocks while excavating. Entrusting the project to one of the top pool installation companies is often a worthwhile investment because they possess the expertise needed to construct a pool correctly on the first attempt.

Opting for a DIY pool installation may impact the project timeline. The longer an unfinished project lingers, the greater the likelihood of encountering issues, leading to increased equipment rental costs. Completing the project promptly is key to managing the budget effectively.
Ways to Economize on Inground Pool Expenses
Inground pool costs can be substantial, and the additional expenses associated with installation can accumulate rapidly. There are several strategies to save money without compromising on the quality or type of pool you desire:
- Opt for a straightforward deck: While an intricate tile mosaic deck may be visually appealing, it comes with a higher price tag. Consider saving money by initially selecting a basic concrete deck and adding a more elaborate patio at a later time. When incorporating the patio, consider using pavers, as they blend seamlessly with existing patio structures.
- Keep it simple: Smaller pools are gaining popularity due to their space-saving nature and lower installation and maintenance costs. Maintaining modest dimensions can result in significant savings.
- Forego extravagant add-ons: Features like water elements, spas, slides, and color-changing lights can substantially increase the overall cost.
- Size matters less than you think: Children can enjoy a pool of any size for hours on end. Don’t become fixated on having an overly large pool that strains your budget.
- Handle maintenance on your own: While building an inground pool may not be a DIY task, pool maintenance is typically manageable. Regular tasks such as cleaning drains and filters on a weekly basis, along with monitoring water pH and chlorine levels, can be handled independently.
Questions to Ask About Inground Pool Installation
Asking pertinent questions to a pool installation professional is essential for minimizing miscommunication and cost savings. Below are key questions that homeowners should pose when inquiring about the installation cost of an inground pool:
- Where is your business located, and do you have a showroom?
- How many years has your company, under its current name and ownership, been in operation?
- Have you, your partners, or the owners ever filed for bankruptcy or ceased operations?
- Can you provide me with the names and contact numbers of at least three suppliers you have conducted business with over the past two or more years?
- How many references are available for your services?
- Are you a current member of the Association of Pool and Spa Professionals (APSP)?
- Do you possess worker’s compensation and general liability insurance?
- How many projects have you successfully completed that qualify you to undertake the construction of my pool?
- Is all required work explicitly included in the contract?
- Will you furnish lien waivers from vendors and subcontractors as evidence of their payment?
FAQs for Inground Pool Installation Cost
The typical cost of an inground pool varies between $40,000 and $80,500, with a national average of approximately $60,000.
Various factors affect the cost, including pool dimensions, shape, materials, design preferences, labor expenses, geographical location, permits, site preparation, and excavation.
Inground pools offer benefits such as opportunities for relaxation and recreation, an increase in home value, potential tax deductions, and improved aesthetics.
Yes, it is generally advisable to hire a professional with the necessary expertise and equipment for successful inground pool installation due to its intricate and labor-intensive nature.
Pool size and shape significantly impact costs. Here are some average costs for different pool sizes:
- 10 feet by 10 feet: $18,000
- 12 feet by 24 feet: $25,500
- 14 feet by 28 feet: $34,500
- 15 feet by 30 feet: $40,000
- 16 feet by 32 feet: $45,000
- 18 feet by 36 feet: $57,000
- 20 feet by 40 feet: $70,500
Inground pools can be made of vinyl, fiberglass, or concrete, each with its advantages and costs. Fiberglass pools range from $20,500 to $60,500, concrete pools from $35,500 to $65,500, and vinyl pools from $20,500 to $40,500.
Popular pool styles include spool pools ($22,650), lap pools ($44,000), inground pools with hot tubs ($44,000 to $90,000), beach entry pools ($55,000), infinity pools ($55,000 to $130,000), and lagoon-style pools ($100,000 and above).
On average, homeowners can expect labor costs of approximately $19,000, which typically accounts for around 33 percent of the total installation cost.
Geographical location plays a significant role in costs, with northern states generally being 20 percent more expensive than warmer regions like Texas, Arizona, or Florida.
Yes, permits are usually required, and they can cost approximately $450 to $1,800 per permit, depending on your location.